Book a Demo

Built for acquirers, ISOs, PayFacs and the medium- and high-risk merchants they support.

Keep the Merchants.
Lose the Fines.

Slyce360 watches every merchant in your portfolio, transaction by transaction. It flags issues before they reach VAMP or GMAP thresholds and prescribes the action plan most likely to fix them.

Talk to a risk expert See the platform

Continuous Underwriting for high-risk CNP payments

My360 · Merchant Risk Groupings
  • My360 Merchant Risk Groupings chart plotting merchants by dispute percentage and engagement score over the last 30 days
  • My360 Create New Rule screen: choose internal-only or merchant notifications, then build a rule by category, measurement and payment method
  • My360 View Existing Rules screen listing severe RDR, SMMP, VAMP and authorization rules with their thresholds
  • My360 Notifications list: severe RDR dispute alerts for ABC Warranties with New, In Progress and Closed statuses and a Work button for each
  • My360 Notification Detail screen: a severe disputes alert showing RDRs for Visa at 0.30% over the last 30 days for ABC Warranties, with status, assigned merchant, an update box and a system-generated insight

What makes Slyce360 unique in the marketplace.

  • 30+ years as a high-risk merchant

    We’ve lived the fines, reserves and terminations your merchants face.

  • Evergreen approach to risk management

    A shifting compliance landscape requires a platform that evolves.

  • All-of-the-above approach to risk and compliance

    Analytics, automations, alerts, and mitigation working together.

  • Relationship reset with your merchants

    Shared data and a shared plan turn enforcement into partnership.

Trusted by payments teams at
  • AVPS – American Verification Processing Solutions
  • callMF
  • Pinpoint Payments
  • Revolv3
  • UniversalPay Solutions

Why now

By the time a monitoring notice arrives, the fine is already imposed.

Visa's VAMP and Mastercard's GMAP and SMMP raise the bar for merchant compliance and hold acquirers, ISOs and sponsor banks accountable for portfolio quality.

You can't hire enough compliance staff to watch every MID in real time, and terminating high-risk merchants may cure a problem but misses the opportunity.

  1. Continuous Underwriting with Slyce360

    Every merchant re-evaluated transaction by transaction, long after onboarding, with early warnings and a prescribed fix.

  2. Chargeback mitigation resellers

    Essential, but they only deflect or re-collect one dispute at a time. Not designed to address the root cause.

  3. The old model

    One-time underwriting, periodic reviews, and enforcement at the end of the month after a compliance breach.

How it works

One shared view of the data. One plan everyone can count on.

Processor and gateway reports show volumes and counts. Slyce360 brings transaction, dispute, fraud and CRM data together and applies automations to surface issues early and to provide prescriptive action plans.

Unify the data

Authorization, refund, chargeback, fraud-alert and dispute data from acquirers and gateways, matched to the merchant's CRM data at the transaction level.

Flag issues early

User-defined and automated rules watch refund rates, VAMP ratios, settlement and authorization trends, and alert you when a merchant trends toward a threshold.

Prescribe the fix

Specific remediation plans, informed by decades of CNP recurring-payment experience, with a predicted likelihood and timeline for success.

Inside Slyce360

Here’s what your compliance team will see.

Real screens from the Slyce360 platform, built for acquirer, ISO and merchant views.

My360 · View Existing Rules
My360 View Existing Rules screen showing severe SMMP, VAMP and authorization triggers
Acquirer/ISO PortalCreate specific rules that identify merchants about to breach SMMP, GMAP and VAMP guidelines.
My360 · Notifications
My360 Notifications screen listing dispute alerts with status and Work buttons
My360 · Merchant Risk Groupings
Scatter chart of merchants by dispute percentage and engagement score
My360 · VAMP Snapshot
Monthly VAMP percentage by fraud and chargeback units, June to September 2026

Solutions

Built for everyone in the high-risk ecosystem.

A common language and a shared lens on payments data, from sponsor bank to merchant.

Acquirers

Acquirers & Sponsor Banks

Tie initial underwriting to ongoing oversight and see which merchants are trending toward a card-brand threshold before it hits your ratios.

Learn more → ISOs & PayFacs

ISOs, PayFacs & MSPs

Grow by serving high-risk merchants competitors turn away, at risk-adjusted returns you can defend.

Learn more → Platforms

CRM & SaaS Providers

Quantify at-risk merchant volume across your base and measure exposures, including reputational risk.

Learn more → Merchants

Subscription & CNP Merchants

Know exactly what's driving your dispute and fraud ratios, and which mitigation services are actually paying off.

Learn more →

Partner program

Compliance that pays for itself. Two ways.

Slyce360 recaptures margin lost to third-party risk and representment services, and gives your merchants one-stop payments compliance.

Explore the partner program
1

Mark up and require

Mark up our PSP buy rate and make Slyce360 a condition of new or continued processing for high-risk merchants.

2

Refer and earn

Let Slyce360 sell directly to your merchant base while you collect a commission.

Card-Brand Compliance Hub

Stay ahead of every program change.

Plain-English guides to the rules that decide whether your merchants keep processing.

Visa

Visa VAMP

Visa’s single fraud-plus-dispute ratio for merchants and acquirers, in effect since 2025.

 Mastercard

Mastercard GMAP

Fraud and non-fraud chargebacks in one ratio, for merchants and acquirer portfolios, from April 1, 2027.

 Mastercard

Mastercard SMMP

Behavior-based scam detection for new and existing merchants, fully enforced from July 2026.

 Pre-dispute

Mitigation Services

Verifi RDR & CDRN, Ethoca Alerts and more, and how to keep overlapping services from leaking money.
“SLYCE360 didn’t just help us meet compliance expectations. It helped us understand the underlying drivers of our risk profile. With their tools and insights, we’ve gained the confidence to scale our strategy without compromise.”
Director of Payments, vehicle warranty merchant
Case study · Subscription marketingFrom Fraud Exposure to Performance Gains90% fewer reported fraud alerts (TC40s) and a 25-point lift in settlement rates. Case study · Vehicle warrantyFrom Reactive Refunding to Revenue Recovery78% fewer refunds and $630K+ in recovered margin, with chargebacks at 0.02%. Case study · Subscription marketingSubscription Merchant Resolves Mitigation LeakageAutomated alerts traced a gap in dispute mitigation to one issuer at one venue.

Latest insights

From the Slyce360 team.

View all resources
GMAP
Article · Sept 3, 2026

Mastercard GMAP Explained: What Acquirers Need to Know Before April 2027

A single framework replaces the Acquirer Chargeback Monitoring Program.
VAMP
Handbook

How to Prepare for VAMP: Merchant Handbook

Manage dispute and fraud exposure before enforcement begins.
Continuous Underwriting
Article

Is Continuous Underwriting Possible?

Why one-time underwriting can't keep up with today's card-brand rules.

More profit. Fewer worries. Better sleep.

Slyce360 watches your merchants 24/7/365. See it working on your own portfolio.

Schedule a consult